Real Estate Solutions

We Know Real Estate

Preferred Concepts offers you a wide array of insurance solutions designed for real estate risks. We’ve got proprietary programs and specialty brokerage that are flexible enough to address all types of properties, from standalone habitational units to large schedules of mixed-use properties and everything in between.

Contact us today to discover the depth and breadth of our products and services.

Learn more about the HARP by Preferred Concepts program here. 

Target Classes: Commercial, Habitational, Hospitality, and Multi-Use Schedules


  • Office Buildings
  • Retail
  • Shopping Centers
  • Enclosed Malls
  • Shopping Malls
  • Warehouses
  • Light Industrial


  • Condos
  • Coops
  • HOA’s
  • Apartments
  • Garden Apartments


  • Hotels
  • Motels
  • Limited Service
  • Full Services

Program Underwriting from Preferred Underwriting

High Limit Umbrella Liability Program

Limits up to $140,000,000 with A++ lead carrier.

Package Program

Limits of $50 Million TIV or more (single location), $100 Million TIV or more (combined locations), A and A-rated carriers.

General Liability Program

Limits of $1 Million / $2 Million (per location) / $1 Million, A++ XV admitted carrier, first-dollar guaranteed cost program with no shared limits and per location aggregates.

HARP By Preferred Concepts

Umbrella Limits up to $5M. Additional coverages include D&O (both admitted and hard to place), Crime and Workers Compensation.