Privacy Policy

This Privacy Policy governs the collection of information on This Privacy Policy is effective as of October 1, 2000. reserves the right to change this Privacy Policy at any time by notifying you of a new effective date.

This Privacy Policy is subject to the Terms of Use and the Producer Agreement. To review the Terms of Use and/or Producer Agreement, visit our website at

Any information collected on is shared with Preferred Concepts, LLC (“PCLLC”) and certain insurance companies that underwrite programs offered through Such insurance companies, PCLLC, and are referred to in this Privacy Policy as “We” or “Our”.


We may collect a wide variety of information, including, but not limited to, Internet protocols, financial information, demographic information, and “cookie” collected information. “Cookies” are a technology that allows to recognize your repeated visits, to compile data on’s usage, and to deliver content specific to your interests; if you want to disable cookies, there is a simple procedure in most Internet browsers that allows you to turn off cookies, but please remember that cookies may be required to allow you to use certain features of

We use your information to contact you for marketing purposes you have approved or regarding policies you have brokered or become a beneficiary to through Financial information you submit to is used for marketing purposes, to check your qualifications, for billing needs and risk assessment, and for other related purposes. We also collect general data and analyze statistics on’s user visits, beneficiaries, brokers, producers, backgrounds and demographics. We use this data for a variety of reasons, including, but not limited to, to improve to best meet our customers’ interests, to measure visits to different areas of, and to verify the number of users that have seen or clicked advertising on contains links to other sites. EZUMBRELLA.COM DOES NOT CONTROL THESE OTHER SITES AND YOU SHOULD CONSULT THESE OTHER SITES’ PRIVACY POLICIES REGARDING THEIR USE OF YOUR INFORMATION. may contain advertising. When you click on any advertisement appearing on, the advertising company for that advertisement may collect information about you. cannot control such information collection or any advertising company’s dissemination of such information. IF YOU DO NOT WANT YOUR INFORMATION SHARED WITH ANY COMPANY ADVERTISING ON EZUMBRELLA.COM OR THAT COMPANY’S ADVERTISING AGENTS AND CONTRACTORS, THEN DO NOT CLICK ON ANY ADVERTISEMENT APPEARING ON EZUMBRELLA.COM. If you have any questions or comments regarding privacy and our use of information, please contact us at

In the future, reserves the right to include chat forums or message boards on In that event, you should remember that when you use’s chat forums and message boards, any information about yourself or any other information that you provide in those venues is not secure and can be collected and used by any other participant. Third parties can collect and correlate this information, including, but not limited to, your personally identifiable information (e.g., user name, e-mail address), which may result in you receiving unsolicited messages. In sum, any information you disclose in’s chat forums and message boards is beyond’s control, and you should exercise caution before you disclose your information.